Texas Insurance Exam Prep

In Texas, the Texas Department of Insurance (TDI) sets the standards candidates must meet to be licensed in the insurance field. The exam is administered by Pearson VUE and focuses on life, health, property, casualty, and insurance regulation, along with the state-specific rules that apply to Texas practitioners.

Because licensing details differ from state to state, it is important to study the Texas requirements specifically rather than relying on national averages. The sections below summarize the license types, exam format, and typical requirements for Texas.

Texas recognizes several insurance credential types:

• General Lines - Life, Accident and Health - Sell life, accident, and health insurance products.
• General Lines - Property and Casualty - Sell property and casualty insurance products.
• Limited Lines License - Sell a specific limited product such as personal lines or crop insurance.

The Texas insurance exam is a multiple-choice examination administered by Pearson VUE. It is typically delivered by computer at an approved testing center. The number of questions and the time limit vary by license type and exam version, so review the current candidate handbook from Pearson VUE before your test date.

Texas generally requires 70 percent to pass the insurance licensing exam. Passing thresholds can differ by license type and can be updated by the Texas Department of Insurance (TDI). Confirm the current passing requirement with the Texas Department of Insurance (TDI) before your exam date.

Typical requirements to sit for the Texas insurance exam include:

• No mandated pre-licensing course, though preparation is strongly recommended.
• A completed application submitted to the Texas Department of Insurance (TDI).
• Payment of applicable examination and licensing fees.
• Any background check or eligibility documentation required by the state.

Requirements can change. Always confirm current licensing rules with the official state licensing authority before applying.

Examination and licensing fees in Texas are set by the Texas Department of Insurance (TDI) and the testing provider, and are subject to change. Plan for both an application fee and a separate exam scheduling fee paid to Pearson VUE. Always confirm current fee amounts with the Texas Department of Insurance (TDI) or Pearson VUE before submitting payment.

A focused 4 to 6 week study plan works well for most candidates:

• Week 1-2: Review the fundamentals of Life and Health Insurance and Property and Casualty Insurance.
• Week 3-4: Work through Insurance Regulations and Texas-specific rules, then take a full-length practice test.
• Week 5-6: Review every missed question, drill weak areas, and simulate exam timing.

Practice topics on ExamsLib cover Life and Health Insurance, Property and Casualty Insurance, Insurance Regulations.