Pennsylvania Insurance Exam Prep

In Pennsylvania, the Pennsylvania Insurance Department (PID) sets the standards for resident individual producers across statutory lines of authority including Life, Accident and Health or Sickness, Property, Casualty, and Personal Lines. PSI Services LLC is the current exam vendor for producer licensing, with scheduling through PSI's candidate portal.

The single biggest recent change for exam prep: as of Act 142 of 2024, effective April 29, 2025, Pennsylvania no longer requires prelicensing education hours for resident producer applicants of any line. Candidates now go straight from eligibility to the PSI exam, with no mandated classroom or self-study hours beforehand, though a fingerprint-based background check is still required.

Pennsylvania recognizes the following insurance credential types:

• Resident Individual Producer - Statutory lines of authority including Life; Accident and Health or Sickness; Property; Casualty; Personal Lines; and Variable Life and Variable Annuity Products (no PID exam, but FINRA registration is required instead).
• Additional licensed categories - Fire and Allied Lines/Inland Marine, Domestic Mutual Fire (no exam, mutual companies only), Casualty and Allied Lines/Bonds/Workers' Compensation, Nonprofit Hospitalization/HMO, Title Insurance, Surplus Lines Producer, Public Adjuster, Motor Vehicle Physical Damage Appraiser, Viatical Settlement Broker, Limited Lines Producer, and Self-Service Storage.
• Business Entity licenses - Available for both resident and non-resident business entities.

PSI Services LLC administers the Pennsylvania insurance producer licensing exam. Scheduling runs through PSI's candidate portal (test-takers.psiexams.com). Pennsylvania uses a different exam vendor than the state's real estate exam, which is administered by Pearson VUE, so do not confuse the two. Review the current PSI Pennsylvania Candidate Information Booklet for question counts, time limits, and admission requirements before your test date.

Passing-score figures for the Pennsylvania insurance exam are set by PSI and published in the PSI Candidate Information Booklet rather than on a Pennsylvania Insurance Department page directly. Confirm the current passing standard for your line of authority with PSI before scheduling.

Typical requirements to sit for the Pennsylvania insurance exam include:

• Meeting PID eligibility requirements for your chosen line of authority.
• As of Act 142 of 2024 (effective April 29, 2025), Pennsylvania no longer requires prelicensing education hours for any line, so no mandated classroom or self-study hours are required before scheduling the exam.
• A fingerprint-based background check.
• Payment of applicable license and exam fees.

Requirements can change. Always confirm current licensing rules with the official state licensing authority before applying.

Resident Individual license fees are $55 initial and $55 for timely renewal, $165 for lapsed renewal, and $25 per additional line of authority. Non-Resident Individual fees are $110 initial and $110 timely renewal, $165 lapsed, $25 per additional line. The exam fee is paid directly to PSI and the fingerprinting fee is paid directly to IdentoGO; neither amount is published on a pa.gov page. Always confirm current fee amounts with the Pennsylvania Insurance Department, PSI, or IdentoGO before submitting payment.

A focused 4 to 6 week study plan works well for most candidates, even without a mandated prelicensing course:

• Week 1-2: Review the fundamentals of Life and Health Insurance and Property and Casualty Insurance.
• Week 3-4: Work through Insurance Regulations and Pennsylvania-specific rules, then take a full-length practice test.
• Week 5-6: Review every missed question, drill weak areas, and schedule your PSI exam once you feel ready.

Practice topics on ExamsLib cover Life and Health Insurance, Property and Casualty Insurance, Insurance Regulations.