Georgia insurance producers are licensed by the Office of the Commissioner of Insurance and Safety Fire (OCI). Candidates complete a prelicensing course, apply through Sircon, fingerprint through IdentoGO, and pass a Pearson VUE exam for their line. This guide covers the license lines, application steps, exam details, and Georgia's continuing education system.
Requirements can change. Always confirm current licensing rules with the official state or local licensing authority before applying.
Quick Overview
- Pre-licenseRequired
- Exam FeeVaries
- Renewal2 Years
- CE Needed24 Hours
Figures come from official sources and can change. Always confirm with the licensing authority before applying.
3 Steps to Licensure
- 1
Meet the requirements
Typical requirements for a Georgia resident producer license:
- Complete the prelicensing course required for your line under Rule 120-2-3-.08. The rule sets the hour count per major line; a rule modernization package proposed changing it, so confirm the currently effective hours in the live rule before enrolling.
- Exemptions from prelicensing exist for certain professional designations and degrees, and for license transfers within 90 days of leaving another state.
- Apply via Sircon.com/georgia, the system of record for all resident applications.
- Complete fingerprinting via IdentoGO after submitting the application.
- Pass the Pearson VUE exam for your line.
Requirements can change. Always confirm current licensing rules with the official state or local licensing authority before applying.
- 2
Submit your application
The Georgia insurance licensing path:
- Complete the required prelicensing course for your line (confirm the current hour requirement in Rule 120-2-3-.08).
- Submit your application through Sircon.com/georgia, the system of record for all resident applications; application fees vary by line and are paid in Sircon.
- Complete fingerprinting through IdentoGO after the application is submitted.
- Schedule and pass the Pearson VUE exam for your line, using the Georgia Insurance Licensing Candidate Handbook for current details.
Transferring producers: moving your license within 90 days of your clearance letter from another state can exempt you from prelicensing, the exam, and fingerprinting.
- 3
Pass the insurance agent exam
Pearson VUE administers all Georgia insurance licensing exams and supports CE questions (800-274-8969). Each major line (Life; Accident and Sickness; Property; Casualty; Personal Lines) has its own exam. Content outlines, scheduling steps, and current fees are in the Georgia Insurance Licensing Candidate Handbook published by Pearson VUE; review it before booking.
Always confirm exam details in the current candidate handbook because outlines and policies can change.
License Types
Resident Producer (Agent)
Licensed by major line: Life, Accident and Sickness, Property, Casualty, or Personal Lines.
- Per-line licensing
- Pearson VUE exam per line
Adjusters and Specialty Licenses
Limited subagent, adjuster, public adjuster, counselor, and surplus lines broker licenses under separate rules.
- Separate qualification rules
- Own CE requirements
Details
Experience
Georgia does not require prior industry experience for a producer license; preparation runs through education instead. A prelicensing course is required for each major line under Rule 120-2-3-.08, and that requirement was never eliminated, despite what some sources claim. The hour count per line has been the subject of a rule modernization effort, so verify the currently effective figure in the live rule before signing up for a course.
Prelicensing exemptions exist for holders of certain professional designations or degrees, and for producers transferring an out-of-state license within 90 days of leaving another state, which can also exempt the exam and fingerprinting.
Details
Fees
The exam fee is commonly listed at $63 per attempt through Pearson VUE, but confirm the current amount in the Georgia Insurance Licensing Candidate Handbook before paying. Application fees vary by line and are paid in Sircon. Always confirm current fee amounts with OCI, Sircon, or Pearson VUE before submitting payment.
Details
Renewal
Georgia producer licenses renew on a biennial basis (per OCI, annually or biannually depending on when the license was first issued), and the CE deadline is the last day of the licensee's birth month every other year. CE requirements:
- Licensees with under 20 years of service: 24 hours including 3 hours of ethics.
- Licensees with 20 or more years of service: 20 hours including 3 ethics (an automatic 4-hour reduction beginning in 2026).
- Limited subagents: 10 hours. Designation holders (CPCU, CLU, CFP, and similar): 12 hours including 3 ethics.
Requirements can change; always confirm CE and renewal rules with OCI before your deadline.
Frequently asked questions
Is a prelicensing course required for a Georgia insurance license?
Yes. A prelicensing course is required per Rule 120-2-3-.08 and Georgia never dropped the requirement. The hour count per line has been part of a rule modernization effort, so confirm the currently effective hours in the live rule before enrolling. Exemptions apply for certain designations, degrees, and recent out-of-state transfers.
Where do I apply for a Georgia insurance license?
Through Sircon.com/georgia, which is the system of record for all Georgia resident applications. After submitting, you complete fingerprinting through IdentoGO, then take the Pearson VUE exam for your line.
How much does the Georgia insurance exam cost?
The fee is commonly listed at $63 per attempt through Pearson VUE, but the authoritative source is the Georgia Insurance Licensing Candidate Handbook, so verify there before paying. Application fees vary by line and are paid in Sircon.
What continuing education does a Georgia insurance producer need?
The CE deadline is the last day of your birth month every other year. Under 20 years of service: 24 hours including 3 ethics. With 20 or more years: 20 hours including 3 ethics, an automatic 4-hour reduction beginning in 2026. Limited subagents need 10 hours, and designation holders such as CPCU, CLU, or CFP need 12 hours including 3 ethics.
