Georgia insurance producers are licensed by the Office of the Commissioner of Insurance and Safety Fire (OCI), with all licensing exams administered by Pearson VUE. ExamsLib offers free practice questions and study guides for life and health, property and casualty, and insurance regulation topics.
Overview
Exam Overview
Georgia licenses resident insurance producers by major line: Life; Accident and Sickness; Property; Casualty; and Personal Lines. Separate rules cover limited subagents, adjusters, public adjusters, counselors, and surplus lines brokers. Licensing is handled by the Office of the Commissioner of Insurance and Safety Fire (OCI), and all resident applications go through Sircon.com/georgia, with fingerprinting via IdentoGO after the application is submitted.
Georgia requires a prelicensing course for each major line under Rule 120-2-3-.08. The required hour count has been the subject of a rule modernization effort, so verify the currently effective hours in the live rule before enrolling. All exams are delivered by Pearson VUE, and exam details live in the Georgia Insurance Licensing Candidate Handbook.
Scope
License Types
Georgia resident insurance licenses include:
- Resident insurance producer (agent) - Licensed by major line: Life; Accident and Sickness; Property; Casualty; Personal Lines.
- Other license types - Limited subagent, adjuster, public adjuster, counselor, and surplus lines broker, each governed by separate rules.
Structure
Exam Format
Pearson VUE administers all Georgia insurance licensing exams and supports CE questions (800-274-8969). Each major line has its own exam based on a published content outline. Question counts, time limits, and scheduling steps are in the Georgia Insurance Licensing Candidate Handbook published by Pearson VUE; review the current handbook before booking.
Score
Passing Score
Passing standards for Georgia insurance exams are set per line and published in the Pearson VUE candidate handbook. Confirm the current passing requirement for your specific line in the handbook before your exam date.
Eligibility
Requirements
Typical steps to a Georgia resident producer license:
- Complete the required prelicensing course for your line under Rule 120-2-3-.08. The exact hour count should be confirmed in the live rule, since a modernization package proposed changing it.
- Note that exemptions exist for certain professional designations, degrees, and license transfers within 90 days of leaving another state.
- Apply through Sircon.com/georgia, the system of record for all resident applications.
- Complete fingerprinting through IdentoGO after submitting the application.
- Pass the Pearson VUE exam for your line.
Requirements can change. Always confirm current licensing rules with the official state or local licensing authority before applying.
Cost
Fees
The exam fee is commonly listed at $63 per attempt through Pearson VUE, but confirm the current amount in the Georgia Insurance Licensing Candidate Handbook before paying. Application fees vary by line and are paid in Sircon. Always confirm current fee amounts with OCI, Sircon, or Pearson VUE before submitting payment.
Plan Ahead
Study Plan
A 4 to 6 week plan alongside or after your prelicensing course:
- Week 1: Review general insurance concepts: risk, policy structure, and underwriting basics.
- Week 2: Study your line's core products in depth (life, accident and sickness, property, casualty, or personal lines).
- Week 3: Focus on Georgia-specific regulations, producer duties, and ethics.
- Week 4: Take timed practice exams, review every miss, and revisit the weakest chapters of your course materials.
Focus Areas
Study Topics
LI Life and Health Insurance
Study life and health insurance for your licensing exam. Covers term and whole life, annuities, HMO vs PPO, disability income, and key policy provisions.
Study this topicPI Property and Casualty Insurance
Study property and casualty insurance for your licensing exam. Covers homeowners policies, commercial property, liability, auto insurance, and workers' comp.
Study this topicIR Insurance Regulations
Study insurance regulations for your licensing exam. Covers producer licensing, unfair trade practices, cancellation rules, rebating, and insurable interest.
Study this topic
Keep Exploring
Related Pages
Frequently asked questions
How do I apply for a Georgia insurance license?
All resident applications go through Sircon.com/georgia, which is the system of record for Georgia. After submitting the application, complete fingerprinting through IdentoGO, then pass the Pearson VUE exam for your line. OCI oversees the whole process.
Is a prelicensing course required in Georgia?
Yes. A prelicensing course is required per Rule 120-2-3-.08 and was never eliminated. The published rule sets the hour count per major line, and a rule modernization package proposed reducing it, so confirm the currently effective hours in the live rule before enrolling. Exemptions exist for certain designations, degrees, and recent transfers from another state.
Who administers the Georgia insurance exam?
Pearson VUE administers all Georgia insurance licensing exams. Scheduling, content outlines, and current fees are published in the Georgia Insurance Licensing Candidate Handbook, which is the document to check before booking your exam.
What are Georgia's insurance CE requirements?
The CE deadline is the last day of the licensee's birth month every other year. Licensees with under 20 years of service need 24 hours including 3 hours of ethics; those with 20 or more years need 20 hours including 3 ethics (an automatic 4-hour reduction beginning in 2026). Limited subagents need 10 hours, and holders of designations such as CPCU, CLU, or CFP need 12 hours including 3 ethics.